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The Real Cost of “Free” POS Systems: What to Watch Out For

The Real Cost of “Free” POS Systems: What to Watch Out For Over the last three years, NYC has seen an aggressive shift in how POS companies market to independent restaurants and retailers. Walk down any block in Manhattan, Queens, or Brooklyn, and you’ll find reps offering: “Free POS equipment” “Free tablets” “Free handhelds” “Free

Understanding Card-Not-Present (CNP) Fees and How to Lower Them

Understanding Card-Not-Present (CNP) Fees and How to Lower Them Running an e-commerce store or accepting phone orders comes with a common challenge: higher processing costs compared to in-person transactions. These costs are known as Card-Not-Present (CNP) fees. Many business owners don’t understand why these fees exist or how to reduce them. This guide explains CNP

What Is a Merchant Account? A Beginner’s Guide for New Businesses

What Is a Merchant Account? A Beginner’s Guide for New Businesses When you start a new business, one of the first things you think about is how to take payments. Most customers no longer carry cash, and many prefer tapping or inserting their card. If your business cannot accept cards, you lose sales. That’s why

Surcharging vs. Dual Pricing: A Complete Compliance Guide for US Merchants

Surcharging vs. Dual Pricing: A Complete Compliance Guide for US Merchants By | October 26, 2025 As credit card processing fees continue to rise, more business owners are looking for ways to offset these costs without raising their overall prices. Two popular methods have emerged: surcharging and dual pricing. While both can help you reduce


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