Value-Added Payment Services & Dual Pricing - Mecca Payments

Value Added Services

VALUE ADDED SERVICES

Embedded Value Added In Payments Industry

Mecca Payment provides user friendly add on value services that will elevate and optimize your business operations. Streamline your payment processing by using our advanced features such as Loyalty Programs, Advanced Security, Fraud Prevention, Data Analytics and many more.

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Dual Pricing

Old Cash Discount

Traditional cash discount and non-cash adjustment programs were the first way merchants offset rising processing costs — but as card-brand rules and state regulations evolved, many older terminal setups struggled to keep up. Under the older model, you charged one listed price and added a separate fee for card payments:

 

  • Receipt includes a line item for an additional fee
  • Including a non-cash adjustment percentage to the total amount
Dual Pricing

New Dual Pricing

Dual pricing is the modern, more transparent approach. You display two clear prices at the point of sale — one for cash and one for card — so your customers see the exact cost of each payment method before they pay. It's a straightforward way to manage your transaction costs while staying aligned with card-brand rules and applicable state transparency laws.

  • Displaying clear pricing for both card and cash transactions during the sale process.
  • The receipt displays applied discounts.
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How Dual Pricing works

Dual pricing on your payment terminal lets you (the merchants) present the correct transaction amount to each customer based on how they choose to pay — cash or card. You stay in control, your pricing stays transparent, and your processing costs stay manageable.

Have full control over implementation

Choose card or cash amount

Best-in-class terminals with WIFI, EMV, and EBT-enabled technology

Accept all major contactless payments

No more non-cash adjustments

Get your funds faster through Next-Day funding

Dual Pricing Card Transaction

Here’s how the card price appears to your customer at checkout.

Dual pricing terminal screen

Dual Pricing Cash Transaction

And here’s the discounted cash price shown for the same sale.

Dual pricing terminal screen

Security Solutions

Mecca Payments makes every transaction more secure and easier to manage for merchants by giving you a safe, PCI-compliant way to store and access customer card information. With tokenization and encryption built in, you protect sensitive card data while keeping repeat payments fast and frictionless.

Effortless Payment Storage

Easily save and securely manage your card information for quick, hassle-free transactions. This secure storage ensures seamless access to your card details, making every purchase smoother, convenient, worry-free, efficient and reliable.

Efficient Management

Effortlessly manage your payment methods within The Vault. You can easily add new payment options, remove outdated ones, and update existing information, ensuring a seamless and convenient experience for all your transactions.  

Cross-Platform Compatibility

You can securely access your payment information from any device, ensuring that your financial details are always at your fingertips. Whether you’re on your smartphone, tablet, or computer, your data remains protected and easily accessible for your convenience.  

Advanced Security

Robust encryption and advanced security measures ensure your payment data remains safe from unauthorized access, providing peace of mind. These technologies protect the confidentiality, integrity, and privacy of your financial information during transactions.

Prevention

Implement measures to block international card transactions to protect against unauthorized foreign purchases. Additionally, enhance security protocols to prevent card phishing attempts, safeguarding customer information from fraudulent schemes.

Set Limits

Set limits for maximum transaction amounts, daily and monthly transaction volumes, and maximum refund amounts to maintain control and manage financial risks effectively. These limits ensure operational efficiency and help prevent potential abuse or system overload.

Security Services

Build a more secure payment environment with an added layer of authentication that protects sensitive information and reduces the risk of unauthorized access. You get enterprise-grade safeguards — including tokenization, encryption, and PCI DSS-aligned controls — working in the background of every sale.


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